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View Full Version : Who do you use for insurance


av8or32
11-28-2007, 10:15 AM
What insurance company do ya'll use for your car or cars. My company wants 292.00 every six months for my 69 firebird!

jy211
11-28-2007, 10:41 AM
at what value on the car? On the 56' chevy I have it's about the same but State Farm only values the car at $2200 bucks....:wow:

I gotta get it appraised and get a new policy soon myself.....glad you asked this question...:hail:

mazspeed
11-28-2007, 10:41 AM
Here are a few threads on insurance

http://www.lateral-g.net/forums/showthread.php4?t=11718&highlight=insurance

http://www.lateral-g.net/forums/showthread.php4?t=10259&highlight=insurance

av8or32
11-28-2007, 03:44 PM
I agree but they were way out of line. I called and they made an error in how they had it listed. The new premium is $129 every six mo.

thanks

Spiffav8
11-29-2007, 02:57 AM
If your able USAA is awesome!!

camcojb
11-29-2007, 07:11 AM
If your able USAA is awesome!!

I don't believe USAA has true agreed value coverage, which could be a huge issue with the value of these cars if there was a total loss.

Jody

sniper
11-29-2007, 08:17 AM
I don't believe USAA has true agreed value coverage, which could be a huge issue with the value of these cars if there was a total loss.

Jody
Correct. They will only pay book value. So what I did was get liability through them. Since I have my other 4 cars with them.

They transferred me to another company that they partner with, for agreed value coverage. I cannot recall the name though as I have not done anything yet.

Their rates seemes reasonable but I want to look into them a little further. Cause I think USAA when it comes to a claim is hands off.

va72mlibu
11-29-2007, 10:11 AM
I have USAA for EVERYTHING and I am a huge fan. Banking, credit cards, mortgage, insurance, investments...but not insurance for my Chevelle. Their partner company did not even come close to meeting my needs. It's Heacock for me.

jjarky
11-29-2007, 10:30 AM
I used Hagerty. Very reasonable. $35,000 for $632 a year. That was with a spotless driving record. Also, I got my money back (pro-rated) when I sold the car. I never had to file a claim, so I can't comment on that end of it. But I will say the policy was fairly easy to obtain. Just filled out a questionaire about the car and sent several pictures. They also require that you show proof of another vehicles for your primary transportation, and that you keep the insured car in a locked garage. There are a few other things like, no functional nitrous systems, no roll cage, etc.

Dayton
11-29-2007, 01:09 PM
If you don't have, "Agreed Value" coverage, and, you have a loss, be prepared to bend over.

Spiffav8
11-29-2007, 07:55 PM
Hmmm....sounds like I had better look into my USAA a bit more. :_paranoid