Insurance update

[Steve1968LS2]

State Farm has been working over the estimate they got from BOS. Seems like their biggest "complaint" so far is thier labor rate of $75 an hour.

The very nice person I spoke with today alluded to $48 an hour bing the "average for the area"..

I laughed.. loudly.

No shops that work on old cars charge anywhere near that. Heck, the last shop I used just up the street (Hot Rods and Custom Stuff) charges $125 an hour.

I can't even think of good shops in cheaper areas of the country that charge $50 and hours. much less that being the average.

Anyways, it's all part of the negotiation.

What are shop rates for shops that work on these types of cars in your area?

I'm not worried.. I will prevail even if it has to go to a group of 12 to decide :)

So ends my update..

[jonny51]

Steve,my buddy own's a general automotive shop and charges $105 an hour.I don't think anybody that works on car's period would charge $48 an hour.

[Steve1968LS2]

Steve,my buddy own's a general automotive shop and charges $105 an hour.I don't think anybody that works on car's period would charge $48 an hour.

My "general mechanic".. the guy that replaces alternators on Hondas charges about $66 an hour.. lol

If $48 is an average then there must be guys in SoCal charging a lot less (to make for the average). I need to find these $30 and hour shops. lol

[ZZ3ElCamino]

I'm not sure you want the $30/hour shops working on anything you own or want running :D

Just playin'

[Kris Horton]

Hey Steve, I doubt that complaint will be a big hurdle because in the end, they insured the guy and he was fully at fault. I had a similar problem with State Farm last year when a lady was kind enough to rearrange my Mustang's driver's side fender, bumper, wheel, and suspension to the tune of $15K...they complained a bit, but ultimately bit the bullet.

On a sidenote, I sent a client of mine to BOS. He lives in AZ and wanted to know if I had any suggestions in regards to body shops and Penny came to mind. I couldn't vouche for them personally, but you seem to be happy with them as well as a credible source, so hopefully it all works out. :cool:

[Steve1968LS2]

Hey Steve, I doubt that complaint will be a big hurdle because in the end, they insured the guy and he was fully at fault. I had a similar problem with State Farm last year when a lady was kind enough to rearrange my Mustang's driver's side fender, bumper, wheel, and suspension to the tune of $15K...they complained a bit, but ultimately bit the bullet.

On a sidenote, I sent a client of mine to BOS. He lives in AZ and wanted to know if I had any suggestions in regards to body shops and Penny came to mind. I couldn't vouche for them personally, but you seem to be happy with them as well as a credible source, so hopefully it all works out. :cool:

Your buddy will really like BOS. They're good people.

I know this is the job of thier adjuster.. to try and minimize State Farm's loss, but in the end they will loose. They just need to know we arn't going to cave in. This isn't like fixing a Toyota Camry..

[jonny51]

This isn't like fixing a Toyota Camry..

It's more like fixing a prius :D

[surreyboy]

the local svt ford dealer i go to charges about 90usd an hour for doing simple mechanical work.State farm needs to pull its head out of its ass.The place that built most of my camaro charged me about 55 an hour because i ended up getting a deal.75 an hour is beyond reasonable, unless they find the number of hours "bos" requires to be alot in their opinion which is probably based on how long it takes to fix a civic.

[Steve1968LS2]

It's more like fixing a prius :D

Yea, I'm gonna ENJOY writing your deal in PHR.. :unibrow:

[bigtyme1]

Here Buddy this might help you. I deal with body shops all over the US and CA has always been the highest. $95.00 in some area's and could be more.
http://www.autobodyonline.com/industry/laborrates.cfm?rfsh=170252430

[bigtyme1]

Steve, bottome line if they can't fix or replace to pre accident condition threaten to go to arbitration. the'll think twice. Insurance company's hate to go to arbitration if they know there wrong.

[Payton King]

Body shop rates are about $48 a hour on average. The part that you are missing is this is for fixing new vehicles. They look in a book and it says 18 hours to replace a quarter and a good body man can do it in 8 hours...but they still charge the 18, because that is what is in the book. I know of many bodymen bill over 80 hrs on jobs they work for the week and only work 40 hours. Pretty much standard practice. So in reality they are working around $80 or so an hour

Mechanical work is completely different and rates are much higher.

Now to the problem at hand. Classic cars are completely different as you don't look in the book for hours for a job. It is based on the exact time taken..hence the $75 or whatever per hour. I am sure you will not have a problem once they understand (send build pics) of what they are dealing with.

You really need to be making a depreciated value claim as well Steve. Give me a call or shoot me an email and I will explain. It is going to be complicated to establish a value, but it can be negotiated

[rich-allen]

Steve, who do you use to insure your car? I was reading somewhere that it's hard to insure these cars because the insurance companies never want to be liable for more than standard blue book value.

I'm Lucky, I insure mine through my business and if they want my $200K a year, they do what I tell them to.

Rich

[BThibodeaux]

Give State Farm my number. I can fix it. I have the tools. I am a TV repair man.
I gotta charge ya $20 an hour though.

[Dayton]

$48/hour would be a one man sole prop shop with no employee's or overhead to speak of.

[68protouring454]

insurance does not care how big the shop is period. whether it is a 20 man or 2 man or 1 man, in each state or city limits insurance has pay scales, here in maine it is 44 per hr for body labor, paint labor, 24 per painting hr for materials and 60 per hr for mechanical, like was said earlier, any good body man can do 2-1, and real good ones can do 3-1, meaning in a 40 hr week they can do 80-120 hrs worth of insurance work.
i think Steve has this in the bag, but it is going to be a battle, just don't give in...

[almcbri]

$75-$80/hr in Oklahoma. I actually have a good buddy who does incredible bodywork, (no painting) for $20 an hour, but I buy all the primers, bondo, sanding pads, ect.

[Steve1968LS2]

insurance does not care how big the shop is period. whether it is a 20 man or 2 man or 1 man, in each state or city limits insurance has pay scales, here in maine it is 44 per hr for body labor, paint labor, 24 per painting hr for materials and 60 per hr for mechanical, like was said earlier, any good body man can do 2-1, and real good ones can do 3-1, meaning in a 40 hr week they can do 80-120 hrs worth of insurance work.
i think Steve has this in the bag, but it is going to be a battle, just don't give in...

All the marbles are in my bag. I'm not going to give in. What I'm asking for isn't unreasonable and since I'm the wronged party I'm in a good spot.

Their job is to get out of this for the least amount of $$$$ as they can. I can't fault them (to a point) for trying. I'm confident, one way or another, that they will see the situation for what it is and my car will get fixed to the condition it was before the loss was incured.

Well, minus the diminished value Payton mentioned..

[Steve1968LS2]

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