Log in

View Full Version : Another Insurance question..


DOOM
09-19-2014, 08:01 AM
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?

GregWeld
09-19-2014, 08:15 AM
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?



Call Hagerty or one of the other classic car insurers --- they understand what you're doing.

MaxHarvard
09-19-2014, 08:23 AM
My insurance place knew it was under construction. Called them when it was done. No biggie.

gray776
09-19-2014, 09:24 AM
This is what I do for a living. You need to talk to any one of the companies that specialize in classics: Hagerty, JC Taylor, Grundy, Etc. A good independent agent should have all of them.

They all understand and can cover a vehicle under restoration.

Jason

Richio1
09-19-2014, 09:27 AM
I switched from Hagarty to LaRue who offers coverage through Infinity this year. Shopped all of them and they had the best terms for the price. Saved $500 a year over Hagarty. Many of the houses offer policies though Infinity and the research I did came back positive.

Make sure to compare terms as they are all a little different but all were flexible so I could get an apples to apples quote to compare.

http://www.larueclassics.com

Lisa DeWitt
LaRue Insurance, Inc.
(270) 358-3101 Fax (866) 591-7318

ironworks
09-19-2014, 09:32 AM
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?


You autobody shop insurance does not cover this car? I'm guessing your putting it on the books as a shop expense. My umbrella policy at the shop covers even my UTV race car for stated value.

Jay Hilliard
09-19-2014, 09:39 AM
Grundy, Haggerty or other classic car insurance companies. Normal insurance companies typically do not give 100% agreed value.

As Greg stated. Call them and they will insure uncompleted. They will just want pics and description.

Ron in SoCal
09-19-2014, 09:56 AM
Like Jeff, another vote for LaRue. Good people, service and coverage.

OLDFLM
09-19-2014, 02:47 PM
Heacock

Flash68
09-19-2014, 05:25 PM
As someone who has actually filed a claim with a specialty/classic car insurance carrier (fire while car was still under construction) I can say working with Infinity was very easy and nice to deal with.

Spiffav8
09-19-2014, 11:32 PM
Like Jeff, another vote for LaRue. Good people, service and coverage.

Anything name LaRue has to be good... right. :mock:

Sparks67
09-20-2014, 10:50 AM
Heacock Classic has infinity as one of their underwriters.
http://www.heacockclassic.com Most insurance companies won't insure supercharged engines.

Jeff

Flash68
09-20-2014, 07:30 PM
Anything name LaRue has to be good... right. :mock:

I see what you did there. :bigun2:

GregWeld
09-20-2014, 08:33 PM
I see what you did there. :bigun2:



That took you over 24 hours dude.....