View Full Version : Vehicle Insurance During Restoration
ItDoRun
09-22-2009, 02:39 PM
My 6 month insurance premiums are coming due in October, so I called State Farm to ask about insuring my car during the restoration. They are telling me that they can only cover my car after the restoration is finished. Anyone have any suggestions on other insurance companies that specialize in restorations? Thanks in advance.
Chris
Vegas69
09-22-2009, 02:40 PM
My 6 month insurance premiums are coming due in October, so I called State Farm to ask about insuring my car during the restoration. They are telling me that they can only cover my car after the restoration is finished. Anyone have any suggestions on other insurance companies that specialize in restorations? Thanks in advance.
Chris
Hagerty will allow an agreed value policy during the restoration. I always had one and upped it as I added parts and labor.
ItDoRun
09-22-2009, 03:13 PM
Thanks, Todd. I just gave them a call and they were extremely helpful. They quoted me $150/yr for $20K in coverage. Now I need to figure out how much I have in this thing to date.
Vegas69
09-22-2009, 03:27 PM
Good deal...
E.rodz
09-22-2009, 03:35 PM
you also can just keep it insured normaly and just drop the liability on the car and comp is normally cheap.just be sure to keep all reciepts and records this is the only way to cover your azz. somtimes you just need to keep some of the details away from the insurence co.telling someone that knows nothing about cars that you are going to pull a car completely apart kind of freaks them out.
tones2SS
09-22-2009, 05:04 PM
That is an excellent question Chris. Thanks for asking.:thumbsup:
awr68
09-22-2009, 06:14 PM
Chris I have always used Grundy....they have been great to deal with!
no bags
09-22-2009, 06:52 PM
I was told by my State Farm agent that my restoration in my own garage is not covered. They insure complete cars and not parts. If it is in a shop they should have the coverage for any damages in whatever state of restoration the vehicle is under. Just be sure to ask them for a copy of their coverage. If they are hesistant about providing it to you, get yourself and the car outta there! If they carry the right coverage they would be happy to provide it to you.
vBulletin® v3.8.11, Copyright ©2000-2026, vBulletin Solutions Inc.